Secured cards are cheaper than unsecured cards, build credit just as effectively, and offer the closest thing you’ll find to guaranteed approval. To check your Surge Credit Card application status, call the issuer's customer service department at 866-449-4514. Last reviewed on 12/11/19. What's the best credit card for high spenders? Those aren’t the only credit cards you can get with a 550 credit score. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). The Surge Mastercard® Credit Card is also offered by Continental Finance to applicants with any credit profile, including those with a limited credit history or poor credit.. Like the Matrix, this card features a fast and easy application process, with results provided online. Those aren’t your only options, though. If you click the 'Continue' button, you will be directed to a … However, all credit card information is presented without warranty. What's the easiest unsecured credit card to get approved for? Standard message rates apply. It can hurt you psychologically and it can also have a very real and negative impact on your credit score. But it won’t suit everyone’s needs. Obtaining Your Card: The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify and record information that identifies each person who opens a Card Account. 12/13/20, ​​​​​​​when do I get my surge credit card, @shelleycatalfamo2 Pushdown Message: Not defined You are leaving CreditOneBank.com. The Cerulean Mastercard is one of a few credit cards by Continental Finance and is issued by … Unsecured credit cards for people with bad credit also tend to be very expensive, charging lots of fees and high interest rates. But the Surge Mastercard® offers no such guidelines for how or when it considers upgrading its secured cards to unsecured status. A 550 credit score won’t keep you from getting approved either. To check the status of a pending application, you can call the Surge Mastercard® customer service at: 1-866-449-4514 You can also check your application status online through the Continental Finance sign-in portal. Credit One Bank® Platinum Visa® with Cash Back Rewards, Milestone® Mastercard® - Less Than Perfect Credit Considered, If you’re looking for a card that can be used for anything, the. 1 - 3 application status details of 3. This credit card tool allows users to research results of real credit card application decisions, submitted by other users. What credit card is Continental Finance? When applying for a Surge credit card online, most users can expect a decision almost immediately right through the website, with a letter to follow within a few days. What this means for you: When you apply for a card account, we will ask for your name, address, date of birth and other information that will allow us to reasonably identify you. Continental Finance Company is proud of our customer feedback. Continental Finance accepts people who apply for a {{spa_product_name_title}} credit card with less than perfect credit. We may also ask to see your driver's license or other identifying documents at any time. The easiest unsecured credit cards to get generally work best for minor emergencies. Additionally, your credit card may be charged a non-refundable $1 fee. Reasonable efforts are made to maintain accurate information. How do I pay my surge credit card? But I’m always an optimist and I strive to be fair, so I decided … The Discover it® Securedis another great 550 credit score credit card. How long does it take to get the Surge Mastercard credit card? In the card’s agreement terms, Continental Finance states that your account will be reviewed for a credit limit … You can also try getting pre-approved for a credit card. First posted on 09/06/20 In fact, there are two kinds of credit cards for people at that credit level: Secured credit cards and unsecured credit cards for bad credit. However, all credit card information is presented without warranty. So if you don’t need a small emergency loan, the best course of action is to improve your credit inexpensively with a. . Learn how you can check your credit card application status with ANZ, American Express, Citi, Coles, NAB, HSBC, … @daisyandjames39 In addition, it is not any company’s responsibility to ensure all questions are answered. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. We are committed to being fully transparent with our readers. † Advertiser Disclosure: The credit card offers that appear on the website are from credit card companies which Credit.com receives compensation. Click on a date of application to see more details. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. To learn more, check out WalletHub's complete list of the year’s easiest credit cards to get approved for​. We are having an unplanned outage and our team is working on it. @staats_theresa Click the “Apply Online” button to review the terms and conditions of the offer on the card issuer's … But first you need to get a credit card. There’s no credit check when you apply, so approval is almost guaranteed. Easiest Unsecured Credit Card to Get Approved For. However, in most cases, you can expect a decision almost immediately right through the website, with a letter to follow within a few days. The Surge Mastercard is issued by Celtic Bank and is made for limited or bad credit.When you use this card, your payment activity will be reported monthly to the three major credit bureaus, which can help you build credit.If you have less than perfect credit, you may want to apply for this card but beware the possible sky-high interest rate, monthly fees, and lack of any valuable card … 2 You will earn a $200 bonus if you spend $3,000 in eligible purchases within 90 days of your SDFCU Premium Cash Back+ Card enrollment date, which are not later returned, disputed, or rescinded. The Surge Mastercard ® Credit Card is issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC under license from Mastercard ® International. ACTIVATE MY CARD ABOUT FEATURES REVIEWS CREDIT TOOLS LOGIN {{spa_product_name_caps}} MASTERCARD ® REVIEWS. There is no online tool to check your application status but you can use the Continental Finance portal to make online payments on your account as well as choose to receive electronic statements. However, in most cases, you can expect a decision almost immediately right through the website, with a letter to follow within a few days. The first section contains the average credit limit and scores applicants had. However, in most cases, you can expect a decision almost immediately right through the website, … It has a $75 to $99 annual fee. And a $35 annual fee isn’t too much to pay for that.… read full answer. It won’t hurt your credit, and it will give you a good idea of your odds if you decide to apply. There is no online tool to check your application status. The helpfulness of a financial advisor's answer is not indicative of future advisor performance. Call 1-800-556-5678 Have a Question? Call Customer Service at … Pushdown Message Header. Being denied for a credit card stings. WalletHub Answers is a free service that helps consumers access financial information. The Surge Mastercard® Credit Card is an unsecured card. It offers a $300 starting spending limit. 12/11/19 But the Surge Mastercard® offers no such guidelines for how or when it considers upgrading its secured cards to unsecured status. As long as you are aware of the APR and annual fee, we would consider this credit card. The First Access Card is a true VISA ® credit card that does not require perfect credit for approval. This site does not include all credit card companies or all card offers available in the marketplace. 610 average credit score, approval status, credit limits and more. To check your Surge Credit Card application status, call the issuer's customer service department at 866-449-4514. At Celtic Bank, we remain committed to helping our customers in both good times and bad. 12/05/20, How can I check the decision on a surge credit cardÂ, @ward1558 CardRates.com does not include all credit card companies or all available credit card offers. The information described in this website is accurate as of the date you accessed it. Is Chase Sapphire Reserve or Capital One Venture better? This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). But a pending non-chapter 7 bankruptcy will. But that makes the application process very important. Hire the best financial advisor for your needs. Alternatives To The Surge Mastercard® A secured credit card through Surge is one of the best options when it comes to establishing or rebuilding credit. For program questions or assistance in completing the application, please contact the Customer Service Center at 1-800-659-2955 or disastercustomerservice@sba.gov. However, there are a few other options available for building or repairing your credit, and if you can, I would get them in addition to the Surge card. And a $35 annual fee isn’t too much to pay for that. available to consumers with damaged credit. And we selected our favorite easy-to-get offers. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. Bad credit goes from 300 to 639. To check the status of a pending application, you can call the Surge Mastercard® customer service at: 1-866-449-4514 You can also check your application status online through the Continental Finance sign-in portal. If you ruined your credit score and have problems with getting approved for a credit card, either Reflex or Surge credit card may be a good opportunity for you. The best credit card for a 550 credit score is the OpenSky® Secured Visa® Credit Card. This question is about the Secured cards are cheaper than unsecured cards, build credit just as effectively, and offer the closest thing you’ll find to guaranteed approval. Surge Mastercard cardholder application results. We may also ask to see your driver's license or other identifying documents at any time. You may want to hire a professional before making any decision. is your best bet. Reasonable efforts are made to maintain accurate information. Complete our easy online application now and get a response in as little as 60 seconds! ree major credit bureaus every month, which is your ticket to a better credit score. Capital One® Spark® Classic for Business, Unsecured credit cards for people with bad credit also tend to be very expensive, charging lots of fees and high interest rates. Fast and easy application for credit cards are everywhere. If you ruined your credit score and have problems with getting approved for a credit card, either Reflex or Surge credit card may be a good opportunity for you. And you can use it wherever Visa is accepted. The credit card offers that appear on this site are from credit card companies from which CardRates.com receives compensation. The Surge Mastercard is also part of the Mastercard payment network, so like the Matrix card… A 550 credit score is within the bad credit range, unfortunately. However, credit score alone does not guarantee or imply approval for any credit card offer. I was approved for a credit card and I never received it. With 3 bureau monthly reporting and a decent initial credit limit, the Surge Mastercard® is a good card to establish credit. The first section contains the average credit limit and scores applicants had. Can you explain to me why was I approved over a month ago and never got my card. Find out all about the Total Visa® Unsecured Credit Card - we'll provide you with the latest information and tell you everything you need to know to find your perfect card. To learn more, check out WalletHub's complete list of the year’s. The Surge Mastercard ® is designed for people with less than perfect credit. But picking the right 550 credit score credit card and using it responsibly could help you improve your score to “fair” territory within 12-18 months. Select your credit card: Go to portal → × ... What this means for you: When you apply for a card account, we will ask for your name, address, date of birth and other information that will allow us to reasonably identify you. Pursuant to the Credit Card Accountability, Responsibility, and Disclosure ("CARD") Act signed into law on May 22, 2009, listed below are links to view Celtic Bank's current product offerings or request your cardholder agreement. It is easy to complete our online application. ATTENTION VALUED CUSTOMERS! Certain restrictions apply. 09/07/20 When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. Opinions expressed here are the author’s and/or WalleHub editors'. All logos on the Credit-Land.com website are property of their respective … for your Credit Report. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The purchase requirements and exclusions that apply to cash back rewards also apply … 1 You will earn 2% cash back on all qualifying purchases. † Advertiser Disclosure: The credit card offers that appear on the website are from credit card companies which Credit.com receives compensation. If you have an issue with your application, or need to check the status of it for some reason, you can call customer service at: 1-866-449-4514 1 - 3 application status details of 3. This compensation may impact how and where products appear on this site (including, … Free access to your Vantage 3.0 score from TransUnion* (When you sign up for … How much is the Surge Credit Card annual fee? WalletHub’s editors compared all of the unsecured credit cards in our database of 1,000+ offers. @tammathy1974 Yes, along with the annual fee, after the first … In the card’s agreement terms, Continental Finance states that your account will be reviewed for a credit limit increase after it’s been open for at least six months. Check the current status of your credit card application. And you can use it wherever Visa is accepted. You will only receive a small amount of spending power, after all. Last reviewed on 09/07/20, I applied and said I was approved and haven't rescued card. Your application has been saved. With more than 2.6 million credit cards managed since our founding, CFC prides itself on putting the customer first. Continental Finance will report your payments to the three major credit bureaus - TransUnion, … What are the best credit cards for a 550 credit score? You can check your Surge credit card application status and see if you pre-qualify in less than a minute. Potential Credit Limit Increase after just 6 months, Enjoy peace of mind with $0 Fraud Liability, Monthly reporting to the three major credit bureaus, Make a {{spa_product_name_title}} credit card payment, Enroll to receive online statements for your {{spa_product_name_title}} card, View your balance and other important {{spa_product_name_title}} credit info. If you have less than perfect credit, a CFC brand card can help you re-establish your credit history! In contrast, cards … The credit card offers that appear on this site are from credit card companies from which CardRates.com receives compensation. We're experiencing a problem. We specialize in providing credit cards that help our customers build or establish credit with dignity and respect. Overall Rating: I filled out the application and submitted it,not even a second went by and the a message popped up that they was having technical difficulty,I recieved nothing in my inbox … WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our. Fingerhut is an online marketplace, and its card can only be used to make purchases on the site. You can get approved for it with bad credit. Posted 08/08 2018 . Both the Reflex card and Surge card are mostly aimed at people with bad credit or no credit at all, but in fact all types of credit are welcome to apply. Once your credit card application is approved, expect to see your credit card arrive within two weeks. Pursuant to the Credit Card Accountability, Responsibility, and Disclosure ("CARD") Act signed into law on May 22, 2009, listed below are links to view Celtic Bank's current product offerings or request your cardholder agreement. CardRates.com does not include all credit card companies or all available credit card … Click on a date of application to see more details. I want this credit card decuose i want to apply for surge card Credit Score: 589 Credit Limit: 0 Age: 55-64. Select your credit card: Go to portal → × ... What this means for you: When you apply for a card account, we will ask for your name, address, date of birth and other information that will allow us to reasonably identify you. Both the Reflex card and Surge card are mostly aimed at people with bad credit or no credit at all, but in fact all types of credit are welcome to apply. Maintaining a low balance and paying your bill on time are great practices for positive credit and healthy finances. Trustpilot. Are There Any Additional Costs? This card also reports to all three major credit bureaus every month, which is your ticket to a better credit score. 12/08/20. To check your Surge Credit Card application status, call the issuer's customer service department at 866-449-4514. Meet the Surge credit card, which is brought to you by Continental Finance, the company behind the Verve, Matrix, and Cerulean cards.When I first saw this card, I admit I cringed a little because of the company’s history with less-than-stellar credit cards. So while it will give you an unsecured line of credit, it won’t really help you cover emergency expenses.… read full answer. Surge Mastercard cardholder application results. 610 average credit score, approval status, credit limits and more. Please refer to the application or issuer's website if you would like more information on each credit card. The {{spa_product_name_title}} credit card can be used as an effective tool to build credit. First posted on 11/28/19 If you make on-time minimum payments and maintain your balances under the credit limits, you may be able to build, rebuild, or reestablish your credit! Apply Now. Wallethub doesn’t charge for this service. You can check your Surge credit card application status and see if you pre-qualify in less than a minute. So if you don’t need a small emergency loan, the best course of action is to improve your credit inexpensively with a secured card. If you’re looking for a card that can be used for anything, the Credit One Bank® Visa® Credit Card is your best bet. Credit Builder Loan Through … Click the “Apply Online” button to review the terms and conditions of the offer on the card issuer's web site. To check your Surge Credit Card application status, call the issuer's customer service department at 866-449-4514. It takes 2 weeks at most to have your Surge Mastercard credit card in the mail. It has a $0 annual fee and actually rewards you for making purchases. Obtaining Your Card: The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify and record information that identifies each person who opens a Card … Before applying for a card, make sure to check out its terms and conditions, or a FAQ page if there is one, just to make sure you fit the criteria for eligibility. This site does not include all credit card companies or all card offers available in the marketplace. It has a $75 to $99 annual fee. The easiest unsecured card to get is the Fingerhut Credit Account. To check your Surge Credit Card application status, call the issuer's customer service department at 866-449-4514. It also has a $0 to $10 monthly maintenance fee starting the second year, which could add up to as much as $120 annually. The Surge Mastercard ® Credit Card is issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC under license from Mastercard ® International. We may also ask to see your driver's license or other identifying documents at any time. This credit card tool allows users to research results of real credit card application decisions, submitted by other users. The monthly/annual fee will be billed to the credit card or other billing source provided by you when you purchased credit monitoring, on the first day of your purchase and each successive membership term. Learn more about this card, read our expert reviews, and apply online at CreditCards.com. Enter your cell phone number and we’ll send you a link to install the WalletHub app. However, credit score alone does not guarantee or imply approval for any credit card offer. You can get approved for it with bad credit. Lost or Stolen Card? However, in most cases, you can expect a decision almost immediately right through the website, … Surge Mastercard® Credit Card, @jrhodes There is no online tool to check your application status. It offers a $300 starting spending limit. 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